What Is LIHEAP and Why Does Summer Matter?

Most people associate LIHEAP — the Low Income Home Energy Assistance Program — with winter heating bills. But the program also covers cooling costs, and many states open separate summer allocations starting in June. If you’re already dreading your July and August electric bills, this is a program worth knowing about.

LIHEAP is federally funded but administered at the state and sometimes county level. That means eligibility rules, benefit amounts, and application windows vary depending on where you live. The common thread: funds are limited and distributed on a first-come, first-served basis.

Who Qualifies for Cooling Assistance?

Eligibility is primarily based on household income, typically set at or below 150% of the federal poverty level or 60% of your state’s median income — whichever is higher. You don’t have to be on public assistance to qualify, but receiving SNAP, SSI, or Medicaid often simplifies the process.

Other factors that may affect eligibility or benefit amount include:

– Household size – Whether you have elderly, disabled, or young children in the home – Whether you rent or own (both may qualify) – Your state’s current funding level for the cooling season

How to Apply

Applications are handled through your state or local LIHEAP office. Many states allow online applications, while others require an in-person appointment or mail-in form.

To find your state’s LIHEAP office and begin the application process, visit:

• LIHEAP State & Territory Contact List: https://acf.gov/ocs/programs/liheap
• Benefits.gov LIHEAP Information Page: https://www.benefits.gov/benefit/623
• National Energy Assistance Referral (NEAR) Hotline: https://liheapch.acf.hhs.gov/help or call 1-866-674-6327

Here’s what you’ll typically need:

Proof of income for all household members (pay stubs, benefit letters) – A recent utility bill showing your account number – Photo ID and proof of address – Social Security numbers for household members

What to Expect After You Apply

If approved, benefits are typically paid directly to your utility provider — you won’t receive a check. The amount varies by state and household situation. In some cases, a one-time credit is applied to your account. In others, ongoing assistance may be available through the season.

If you’re denied or placed on a waitlist, ask your local office about emergency energy assistance or community action agency programs that may have separate funding.

Don’t Wait on This

Cooling season moves fast. State allocations are set at the start of the season, and once local funds are exhausted, new applications may be paused until the next funding cycle. If summer energy costs are already a concern, reviewing your options now — before the peak of summer — is the smart move.

Use the resources in your member portal to find LIHEAP programs available in your state and get started on your application.